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There are more reasons to know the foreclosure process in the US than ever before. In September, 2008 alone there were 81,312 homes that were lost to foreclosure. The 3rd quarter of 2008 showed a 71% spike in foreclosure rates as compared to last year at this time. These are record-high numbers and it should [...]

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It’s vital to look at a carrier’s policies and restrictions regarding pre-existing conditions, waiting periods and exclusions as they can differ from company to company. This is just an overview in layman’s terms. First…what is a pre-existing condition. The official definition reads as follows: Pre-existing Condition Any illness or health condition for which you have [...]

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